Retirement & Pensions
Comforting your next destination
Planning for Retirement
We understand that retirement planning is a personal and individualised process. At Avail Financial Planning, we create a comprehensive blueprint with you to help you determine your unique goals and current plans. We will work with you to evaluate the status of your investments and pensions, providing guidance on how to maximise your retirement opportunities.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Where to Start?
Whether you aim to retire at 55, 60, 65, or beyond, we will help you develop a customised plan that fits your specific needs. We’ll help you understand the balance between retirement age and pension size, calculate your expected retirement income, and create a roadmap that incorporates your investments, current income, and spending.
Your Retirement Roadmap
Our comprehensive plan takes into account various factors, including outstanding debts, potential changes in your salary or dividends, and the effects of market movements on your investments. By forecasting what’s possible we will aim to achieve your retirement goals, by ensuring your plan remains relevant and efficient as you progress towards retirement. We’ll review and update your plan regularly to keep it aligned with your changing circumstances.
Planning for your Future
In today’s world, many of us choose to work longer or transition to new career paths later in life. Retirement in full may no longer be the norm, but with the right forward planning, you can reduce your working hours or explore new opportunities you’ve been dreaming about. We’re here to help you navigate this transition. We’ll discuss your objectives, whether it’s spending more time with family, starting a new business, or pursuing your passions.
Securing your Legacy
Your pension is often your most significant investment, and it’s essential to plan carefully before making any decisions. Our comprehensive approach considers the efficient transfer of wealth to the next generation, including wills and potentially trusts.
Will writing involves the referral to a service that is separate and distinct to those offered by St. James’s Place and along with Trusts are not regulated by the Financial Conduct Authority.
Our Focus Areas
Choose Avail Financial Planning for a personalised retirement plan that aligns with your goals and ensures peace of mind for your future. Contact us today to schedule your no obligation consultation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
