Financing Your Property
Securing the Right Mortgage for Your Property Goals
Avail Financial Planning
At Avail Financial Planning, we understand that securing the right mortgage is one of the most important financial decisions you’ll make. Whether you’re purchasing your first home, upgrading to a larger property, or building your investment portfolio, our tailored advice ensures you’re matched with the most suitable financing option for your needs.
How to Source the Right Mortgage
Finding the perfect mortgage can be complex, with countless lenders and products to choose from. Here’s how to approach it:
- Assess Your Needs: Understand your budget, property goals, and repayment preferences. Consider factors such as fixed vs. variable rates, loan terms, and deposit size.
- Research Lenders: Different lenders specialize in various types of borrowers, including first-time buyers, professionals, and investors.
- Understand Affordability: Lenders assess affordability based on income, outgoings, and credit history, so it’s crucial to ensure your finances are in good shape.
- Compare Options: Don’t settle for the first offer. Compare rates, fees, and terms to find the best deal.
How We Can Help You Secure a Mortgage
At Avail Financial Planning, we make the mortgage process simple and stress-free. Here’s how we can assist:
- Expert Guidance: With our in-depth market knowledge, we identify the most competitive mortgage options tailored to your circumstances.
- Access to a Wide Range of Lenders: We work with a broad network of lenders, including specialist providers who may not be available directly to the public.
- Bespoke Solutions: Whether you’re self-employed, a business owner, or navigating unique financial circumstances, we’ll find a solution that works for you.
- Streamlined Process: From pre-approval to completion, we handle the paperwork, liaise with lenders, and keep the process moving efficiently.
- Future Planning: We don’t just stop at securing your mortgage. Our ongoing advice ensures you stay on top of your options, whether it’s remortgaging or leveraging equity in the future.
Your Home, Your Future
Whether you’re buying your dream home or expanding your property portfolio, we’re here to provide clear, practical advice every step of the way. Contact us today to find out how we can help you secure the right mortgage and achieve your property goals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our Focus Areas
Choose Avail Financial Planning for a personalised retirement plan that aligns with your goals and ensures peace of mind for your future. Contact us today to schedule your no obligation consultation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
